Mortgage Tips & FAQs

mortgage-tips-faqs-blog-image.jpg
Ready to apply for a mortgage but you don’t know where to start? We can help! At Faber Homes, we have been working with Rochester-area lenders for decades so we know the process, and people, extremely well. If you’re ready to build with us and need a mortgage commitment, we are happy to help find you a lender that fits your needs. Otherwise, this blog will outline a few tips and tricks, as well as FAQs on the mortgage application process.

Gen-Y: Now is the Time to Buy

38.jpg
To buy, or not to buy. That is the question for many Generation Y'ers. No doubt, the economic waves in recent history (and present times) have made it difficult, or presumably difficult to live the coveted American Dream. Limited job prospects and student debts have made it challenging to save for a down payment, and many are weary of the all-time-low interest rates. But the truth is, now is arguably the best time to buy a home.

Pet Owner's Guide to Showing a House

pet-owners-guide.jpg
When you’ve made the decision to list your home, there are a number of things you will need to do to ensure your house is ready to be shown. For pet owners, the list is even longer, so we’ve collected a few tips to help you prepare your home for sale. Relocation or Boarding. We recommend not having your pets out and about in your home during showings, because you never know if you have a pet lover coming through your door. Imagine being fearful of dogs, and having one bombard you when you enter a home you’re considering making an offer on. You might think twice about making that offer. Also, if animals are loose in the home, there is always a risk of injury, therefore it is not a smart decision to allow pets to wander about the home when you are not present.

A Pruning Guide for Beginners

april-pruning.jpg
Pruning is one of the best things an arborist can do for a tree – but it can also be one of the worst things as well. If taken too far or done incorrectly, pruning will harm a plant, but if done correctly will keep a plant healthy and increase its growth and productivity. So how can you make your efforts more effective? First, it’s important to know the best seasons in which to prune differing plants. Here’s a quick guide. Early Spring (now): Ornamental grasses Perennials (semi woody such as Russian sage or butterfly bush) Evergreens (especially boxwood and holly firethorn) Flowers (summer-flowering shrubs, vines, trees, hydrangea and roses)

April: Newcastle & Free Appliances

newcastle-new-for-facebook-resized.jpg
During the month of April, you can build our Newcastle home in any Faber Homes community and you'll receive a refrigerator, washer, and dryer - free! Home Prices by Community Carriage House Newcastle w/ 1st Floor Laundry: $179,900 Creek House Village Newcastle w/ 1st Floor Laundry: $167,900 Newcastle w/ Basement Laundry: $162,900

Decluttering Checklist

march-declutter-blog.jpg
Ready to start decluttering your home but don’t know where to start? Try this quick list: VHS movies, CDs and other outdated technology. Nostalgic, maybe. Clutter? Definitely. Either have these items converted into digital formats, or get rid of them. Old baby gear. Most cribs and car seats, for example, have expiration dates or dates the manufacturers recommend not using the item any longer for safety reasons. Wait for Babies R’ Us’ trade in events (twice per year) and get 25% off a new item, or, simply, take these items to a recycling center.

5 Tips to Achieve Kitchen Harmony

march-kitchen-blog.jpg
Kitchens are usually the hub for excitement in our homes. Positive and sometimes negative. To ensure harmony, we’ve compiled this list of five tips on how to keep the peace within the family, by starting in the kitchen. Exchange the disliked chores. If your significant other’s least favorite kitchen task is emptying the dishwasher, do it before he or she has the chance. If taking out the trash is a dreaded daily task of yours, ask your significant other to do it instead. Change up job responsibilities and relieve a little pressure and anxiety. This way, the task will still be accomplished, but the person who hates doing that task won’t have to do it! I cook, you clean. If you always feel like you’re doing the dishes, perhaps instill this house law. Decide which days of the week each person will be responsible for cooking a meal, and then the other will automatically be responsible for doing the dishes.

Reasons to Move to Rochester

37.jpg
Rachacha. The ROC. The Flour City. The Flower City. The Festival City. Known by many names, Rochester is also synonymous with beauty, welcoming residents, amazing eats and affordable living. Considering a move to Rochester in the near future? Perhaps the following with help your decision along. Let’s start with food, because who doesn’t love food. If you move to Rochester, we promise you’ll never go hungry! Yeah, we have all the chains, but if you’re a fan of breaking free from the regular spots, we invite you to feast on what we’ve coined as the “Garbage Plate.” It’s possible you’ve seen this plate of yum on popular television shows like Man Vs. Food. It’s far from fine-dining, so if that’s what you’re looking for, we suggest any of the following: Dinosaur BBQ, TRATA, Black & Blue, or Next Door.

Queen's Park - Now Accepting Lot Reservations

blog-900x600-copy.jpg
Faber Homes Announces New Community Lot Presale Builder to Deliver First Homes in Queen’s Park this September ROCHESTER, N.Y. – Faber Homes will release the first nine lots in Section 1 of its new West Henrietta residential community, Queen’s Park, beginning today, Friday, February 19. This new development comes on the heels of the completion of Berkshire Park, Faber Homes’ largest residential community of over 480 homes, also located in West Henrietta. “We are thrilled to begin the construction phase of this beautiful new community in West Henrietta and provide our customers with their dream homes,” said Bernie Iacovangelo, President and CEO of Faber Homes. “The successes of our neighborhoods, especially Berkshire Park, fueled our decision to further invest in the community, and provide another neighborhood for homebuyers in Rochester.”

Renting Versus Buying or Building New

buy-vs-rent-copy.jpg
Rent or buy. It’s a question many face, especially those millennials who are a few years out of college, perhaps even married with a child, yet still paying rent. Many wonder if the investment of a home is worth it. If the costs will justify themselves. We came across this great tool from Trulia that helps potential buyers see how much of a savings owning a home can provide, compared to renting an apartment or home. For example, for someone spending $1,000 per month renting an apartment who is looking for a home that costs $140,000, the costs result in a 27% savings of owning versus renting with a 30 year mortgage. The fact remains: you can save money while simultaneously building equity.

Optimizing Mudroom Space

56.jpg
It’s the room in our home that sees the most traffic, and in many cases, the most clutter. We kick our shoes off, throw our bags down, and bring some of the outdoors, in. The mudroom gets its name for a reason! At Faber Homes, many of our floor plans allow for mudroom spaces to be enhanced, so below, we’ve provided some inspiration to get you thinking about how to maximize efficiency for your family, and avoid entry way chaos. Keep kids in mind. We all know how good kids are with organization. Not very. Things seem to pile up everywhere in their rooms, on the stairs, in the kitchen, and it always seems that they’re losing something; “Mom! Where’s my…” When designing spaces that children (and teens) have access to, consider making them as user-friendly as possible. Doors and drawers, while very beautiful in most cases, are a second step that they don’t want to take. Kids are more likely to hang their things on hooks, as opposed to opening a closet door, finding a hangar, and then finding space amidst the rest of the closet’s inventory.

Rose Quartz & Serenity Bathrooms

28.jpg
We had so much fun talking about the new 2016 Pantone Colors of the Year last week with kitchens, that we decided to take a look at some do’s and don’ts for incorporating Rose Quartz and Serenity into bathroom designs. Once upon a time, vintage pink and blue subway tile bathrooms were all the rage (think: pink sinks, tubs, and toilets). While we can appreciate a well-designed pink tile bathroom, it takes a lot to make it work. That said, we believe this year’s Pantone colors make for the perfect inspiration for new bathroom themes and remodels. Here’s a few ideas on how to incorporate the colors into your design.

Rose Quartz & Serenity Kitchens

36.jpg
At the end of the year, Pantone releases its colors of the year for the upcoming year, which usually leads to a slew of wardrobe changes, new products, but mostly – interior design themes. In the past we’ve seen Tangerine Tango, Emerald, and even Marsala take over and dictate new trends, but in 2016, we’re pretty excited about the new Pantone picks. Yes, picks, plural! This year is the first in which Pantone has selected two colors: Rose Quartz and Serenity. The subtle, soft hues of light pink and baby blue are much different than the bold colors of years past, making them a bit more versatile. Versatile how, you ask? We did a bit of research to find a few kitchens that fit into the Rose Quarts/Serenity color palette and detailed our favorites below.

First Time Homebuyer Seminar - January 2016

jan-fthb.jpg
If you've been searching for a home in Rochester but nothing you've seen suits your needs, we invite you to attend our first, First Time Homebuyer Seminar of 2016. Learn about the home building process, meet the Faber Homes sales team, explore flooring, cabinets and more at the Claridge Decorating Centre, and get pre-qualified for a mortgage with First Niagara Bank.

January 2016 Promotion

jan-liverpool.jpg
Happy New Year! It was an exciting year for all of us at Faber Homes, and we're ready for what 2016 will bring. To start this New Year, we've decided to run a brand new promotion just for the month of January. For this month only, you can build our beautiful Liverpool model in any of our communities for $199,900. This is an extraordinary opportunity for families looking to add a bedroom and/or square footage. This beautiful, spacious model has 4 bedrooms, 2.5 bathrooms, and 2,500 square feet, the Liverpool model will cost only $79.96 per square foot, considerably less than comparable older homes in Rochester.

Interest Rates Expected to Rise in 2016

The federal funds rate, which has hovered near zero for the past many years, has just seen a slight bump this month. This signifies a step in the Federal Reserve’s long term plan of increasing interest rates on loans. While the increase is only one quarter of a percentage point, analysts are projecting 2016 to be a big year for rate increases, which will greatly impact the housing market. If you’ve just started to save money, or are entertaining the idea of purchasing a home in the next couple years, here are some facts regarding your current debts effective with these new changes:

Garden Center Savings!

11.jpg
Nothing leaves a lasting impression like a first impression. So, what is someone’s first impression of your home? Now that the weather is a little cooler it's the perfect time to spruce up your homes curb appeal. Thinking about planting, seeding, or any other landscaping this fall? Check out the deals at Broccolo Garden Center first. From seeds to trees and everything in between Broccolo Garden Center has all of the necessary goods and services to transform your yard into a beautiful oasis. If you are just getting started their knowledge and recommendations are second to none. Even an experienced gardener can pick up tips and get inspired by creative planting schemes.

Back to School

71.jpg
Ready or not – back to school season is upon us! In addition to those early morning alarms, your house will also soon welcome the paper piles, lunch prep and gym bags. It’s hard to keep up with it all, even if you’re blessed with a helpful child or teen (luck you!), and before you know it the holidays will be here. Yikes! So how can you get the family organized? Here are some tips.

Backyard Farms

61.jpg
You’ve probably started to notice the price of eggs has risen substantially. This is due to the Avian flu, and the worst outbreak of it in nearly 30 years. According to recent reports, about 50 million chickens and turkeys have died or have been humanely euthanized in 15 states as the virus has continued to spread. Because of this outbreak, many families have begun turning to local farmers markets for their egg needs. If eggs are a main source of your family’s daily diet, you might consider purchasing from local farmers, or even investing in your own chicken coop!